|
More Letters
Negotiating a Settlement
Date
Creditor
Address
RE: Account # __________________
Dear Creditor:
I am writing to request assistance in correcting erroneous information
pertaining to my accountant #__________________ shown on my credit report.
I was involved in a traumatic divorce which necessitated leaving my home. All
outstanding accounts were to have been taken care of in the proceedings.
With changes to my address and marital status, perhaps any billings that were
sent, concerning unpaid accounts, missed me.
While trying to rebuild my life, I discovered these accounts such as yours that
were never settled. I am trying to correct my credit after going through this
set back by trying to settle these accounts, and doing the best I can.
The outstanding account # ________________ has a balance of $2296.00 which is a
large sum for me at this time.
I am writing to inquire if there is any hope for a reduced amount to satisfy the
account in full. In this way I may realistically be able to settle this
outstanding balance with you.
I am also concerned about the negative information now on my credit file. I am
advised this negative information you have placed on my files could remain in my
credit reports for 7 years after payment is made. However, I have the right to
remove any information from this credit report through the suppliers of
information.
I am requesting, because of my horrible situation, your company notify the
Credit Bureaus
to delete this account from my files when paid in full, as it does not reflect
my personal willingness to pay my debts.
Thank you in advance for your attention to this unfortunate situation.
Sincerely,
Name
Address
|
Equal
Housing Lender. © 2005 Shea Mortgage Inc., 155 Inverness Drive West #100
Englewood, CO 80112. Some products may not be available in all states. This is
not a commitment to lend. Restrictions apply. All rights reserved.